Advice

Why buy now, pay later schemes or advance access to your pay are expensive ways to spend money

By Noel Whittaker
Updated September 22 2022 - 7:49am, first published August 26 2022 - 12:00pm
Buy now, pay later schemes may sound good, but can lead to financial stress. Picture by Shutterstock.
Buy now, pay later schemes may sound good, but can lead to financial stress. Picture by Shutterstock.

A simple - but not always easy - key to becoming financially independent is to spend less than you earn.

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